End game gear, like with many mmo's, take a lot of time to craft and enhance. They've actually changed a lot of things. Before you had to make new gear constantly at every chapter, but now they just give it to you. I just finished the last chapter in Colhen and received my full set of level 56 gear for free from an NPC.
If you're playing just to have the best gear fully maxed out, it may not be the game for you. Alot of people have quit because they got tired farming for rare drops or blowing up all their gear trying to enhance +15 or enchant with a high rank scroll.
I broke my weapon trying to go from +13 to 14, and might have quit a long time ago if I didn't meet new people and started messing around in places like PVP or Fruit Festival. If you got a kickass gaming pc, it's super easy for you to make friends here because you can host anything lol
So yeah, don't worry about spending real money for stuff like safety runes to prevent your gear from breaking. If it breaks, who the fk cares anymore? They're just gonna release higher level gear and raise level cap in the future anyway. There's always going to be something newer and stronger in the future.
Don't stress out too much about end game equipment. If you play to meet people, relax from stressful day at school or work, and have a good time killing or breaking shyyt with your friends, then you'll have a lot of fun here.