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You will be able to survive in any raid with any gear as long as you dont get hit.
But will you be efficient? Do Damage?
No. If you want to look good just use Fusion Runes, they aren't … (more)even expensive.
Since you will barely be able to do any damage, you will be a heavy weight for any party member.
You don't need level 95 gear. You can go for level 90 , which is very affordable and has the same Add. Dmg. as 95.
Atm the most important thing is Additional Damage, so aim for that and ignore anything else. (I played with unenchanted gear with 4800 Add. Dmg. and was able to do as much as good geared players with less Add. Dmg.