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I can't use Chance in checkered flag event

Post: 1
in Bug Reporting
So I have 50k NX, but accordingly to the checkered flag event I have 0. I read somewhere that it only uses pre-paid? If so. Why is there a giant "charge" button that takes you to the steam store to add funds. If this is the case that is kind of shitty.. Just wondering if it maybe takes a while or of this is truly the case.